TOA AN NHAN DAN        CONG HO A XA HOI CHU NGHIA VIET NAM

HUYEN THIEU HOA                 Doc lap - Tw do - Hanh pliuc

TINH THANH HOA

Ban an: 17/2024/HS-ST Ngay: 30-5-2024

NHAN DANH NtfdC CONG HOA XA HOI CHI NGHLAVIET NAM • • • TOA AN NHAN DAN HUYEN THIEU HOA. TINH THANH HOA • • '

• - Thanh phan Hoi dong xetxir so¹ th dm gom co: Tham phan - ChU toaphien tod: Ba Tran Thi Lien Cdc Hoi tham nhan dan: Ong Le Xuan Tuan

Ong Tran Thanh Tung

• - Tint' ky phien toa: Ba Phung Thi To Loan - Thu ky Toa an nhan dan huyen Thieu Hoa. tinli Thanh Hoa

• - Bai dien Vien kient sat nhan dan huyen Thieu Hoa tham gia phien toa: Ba Le Thi Ngoc Han va ong Do Viet Anil - Kiem sat vien.

Ngay 30/5/2024. tai tni so Toa an nhan dan huyen Thieu Hoa xet xu so tham cong khai vu an hinh su so tham thu ly so: 08/2024 HSST ngay 15/3/2024 theo Quyet dinli dua vu an ra xet xu so: 18/2024/QDXXST - HS ngay 26 thang 4 nam 2024: Quyet dinli hoan phien toa so 02/2024/HSST-QD ngay 23/5/2024 doi vdi bi cao:

Le Duy T - Sinh nam: 1980: Neri cu tru: Thon D. xa T. huyen T. tinli Thanh Hoa: Tam tni: Thon P. xa D. D. Thanh Hoa: nglie nghiep: LDTD: trinli do van hoa: 6 12; dan toe: Kinh; gidi tinli: Nam: ton giao: Kliong: quoc tich: Viet Nam: con ong Le Duy H (da chet) va ba Le Thi U, sinh nam 1940: vq Le Thi Hl va co 04 con. con ldn sinh nam 2003. con nhd siiili nam 2020: tien an: Ngay 30/8/2022, bi TAND TP Thanh Hoa xu phat 27 thang tu cho hudng an treo ve toi Co y gay thuong tich: tien su: kliong; Bi cao bi tarn giu: 03/6/2023; tarn giam: 12/6/2023; Hien dang tarn giam tai Nha tarn giu Cong an huyen T. tinli Thanh Hoa. Bi cao co mat tai phien toa.

• - Ngudi co quyen lqi. nghia vu lien quail:

• 1. Anil Le Kliac N, sinh nam 1993; dia chi: thou C. xa T. huyen T, tinli Thanh Hoa (vang mat)

• 2. Anil Nguyen Van Tl, sinh nam 1986: dia chi: thon D. xa T, huyen T. tinli Thanh Hoa (vang mat)

• 3. Anil Nguyen Tuan A, sinh nam 1986: dia chi: thon T, xa M huyen T, tinli Thanh Hoa (vang mat)

• 4. Anil Nguyen Him T2, sinh nam 1987: dia chi: thon Y. xa T, huyen T. tinli

Thanh Hoa (vang mat)

• 5. Anil Trinh Van B. sinh nam 1993: dia chi: thon D, xa T, huyen T, tinli Thanh Hoa (vang mat)

• 6. Anil Le Him T3, siiili nam 1986; dia chi: thon T, xa T, huyen T, tinli Thanh Hoa (vang mat)

• 7. Anil Trail Van H2, sinli nam 1986; dia chi: thon T, xa T, huyen T, tinli Thanh Hoa (vang mat)

• 8. Chi Le Thi T4, sinh nam 1999: dia chi: tieu kliu A, thi trail T, huyen T, tinli Thanh Hoa (vang mat)

• 9. Chi Le Thi M, sinh nam 1998: dia chi: thon D. xa M. huyen T. tinli Thanh Hoa (vang mat)

• 10. Anh Nguyen Thang H3, siiili nam 1983: dia chi: thon B. xa T. huyen T, tinli Thanh Hoa (vang mat)

• 11. Chi Le Thi Hl, sinh nam: 1980: dia chi: Thon P. xa B, huyen B. tinli Thanh Hoa. (co mat)

• 12. Anil Le Buy L, sinli nam: 2003: dia chi: Thon B, xa T, huyen T, tinli Thanh Hoa.(co mat)

- Ngirdi lam chimg:

• 1. Anil Nguyen Huu T5, sinli nam: 1994: dia chi: Thon A. xa T, huyen T, tinli Thanh Hoa. (vang mat)

• 2. Anil Kieu Viet Al. sinli nam: 1999; dia chi: Thon E, xa T, huyen T, tinli Thanh Hoa. (vang mat)

• 3. Anil Kim B. sinli nam: 2001; dia chi: Thon B. xa T, huyen T, tinli Thanh Hoa. (vang mat)

• 4. Anil Le Dire H4, sinli nam: 2002; dia chi: Thon V, xa T, huyen T, tinh Thanh Hoa. (vang mat)

• 5. Anil Nguyen Van T6, sinli nam: 2004: dia chi: Thon A. xa T, huyen T, tinli Thanh Hoa.(vang mat)

• 6. Anil Cao Van Nl, sinli nam: 2003; dia chi: Xom A. xa T, huven T, tinli Thanh Hoa. (vang mat)

• 7. Anh Trinh Xuan C. sinh nam: 1986: dia chi: Thon C. xa T. huven T. tinh Thanh Hoa. (vang mat)

• 8. Anil Nguyen Xuan Bl, sinli nam: 1967; dia chi: Thon B, xa M, huven T, tinli Thanh Hoa.(co mat)

• 9. Anil Le Minh Bl, sinli nam: 2001: dia chi: Thon B. xa T. huyen T, tinli Thanh Hoa. (vang mat)

• 10. Chi Le Thi N2, sinli nam: 1990: dia chi: Thon B. xa T, huyen T, tinli Thanh Hoa. (vang mat)

• 11. Anil Le Bite LI, sinli nam: 1994: dia chi: Thon Y, xa T, huyen T, tinli Thanh Hoa. (vang mat)

• 12. Chi Le Thi L2, sinh nam: 1990: dia chi: Thon B. xa M, huyen T, tinli Thanh Hoa. (vang mat)

• 13. Aiili Le Dhili H5, siiili nam: 1996; dia chi: Thon E, xa T, huyen T, tinli Thanh Hoa. (vang mat)

• 14. Chi Tong Tlii H6. sinh nam: 1991; dia chi: Thon T. xa M. huyen T. tinh Thanh Hoa. (vang mat)

• 15. Anil Nguyen Him D. sinh nam: 1982: dia chi: Thon T, xa T. huyen T, tinh Thanh Hoa. (vang mat)

• 16. Anil Nguyen Trong DI. siiili nam: 1986: dia chi: Thon D. xa T, huyen T, tinh Thanh Hoa (vang mat).

NOI DUNG VU AN:

• •

Bi cao Le Duy T bi Vien kiem sat nlian dan huyen Thieu Hoa tmy to ve hanli vi pham toi nlnr sau:

Xuat phat tir dong co vu loi, trong klioang thdi gian tir thang 07/2020 den thang 06/2023, Le Duy T da sir dung nguon tien cua ca nlian cho mot so ngirdi tren dia ban huyen T, tinh Thanh Hoa vay vdi lai suat tir 127.75%/1 nam den 182,5%/1 nam. nn'rc lai suat tren cao gap tir 6.3875 den 9.125 lan so vdi nn'rc lai suat cao nliat theo quy dinli cua Bo luat dan sir. Tien lai tinh theo tong so ngay vay thirc te. T quy irdc vdi ngirdi vay tien tinh 01 thang la 30 ngay. Klii kliach co nliu cau vay tien. T se true tiep kiem tra thong tin cua kliach vay nlnr: Ten. tuoi. dia chi. so dien thoai...; T kliong yeu cau kliach vay phai cam co. the chap tai san hay giay td gi. Neu kliach dong y vay tien, T se cat tnrdc tien lai cua thang dau tien va dira so tien con lai sau klii cat lai thang dau cho kliach vay bang hinh thuc dira tien mat hoac chuveii klioan. T va kliach vay tien kliong an dinli ngay tra goc va lai. Kliach vay tien se phai tra so tien lai hang thang cho den klii tra xong tien goc. Klii cho vay. T soan san cac giay vay no. kliach vay tien se tir viet thong tin ca nhan vao. Trong giay vay tien. T yeu cau kliach glii cu the ngay vay (La ngay co hieu lire) con ngay het hieu lire till de trong. den klii nao kliach vay tra het tien goc thi T nidi dien thong tin ngay het hieu lire vao roi tra giay cho ngirdi vay. Tir thang

7/2020 den klii bi phat hien. Le Duy T da cho mot so ngirdi vay nlnr sau:

• 1. Cho anil Le Kliac N siiili nam 1993 d thon C, xa T. huyen T vay 02 klioan vay sau:

Khoan vay thir nliat: Vao klioang thang 7/2020. anil N cd nliu cau vay tien nen den gap anil Trinh Xuan C, sinh nam 1986 tni tai thon C, xa T. T de hoi vay; anil C kliong cd tien nen gidi thieu Le Duy T cho anil N. Tai nlia cua anil C. T da cho anil N vay so tien 20.000.000d. kliong an dinli ngay tra goc. vdi lai xuat 5.000d/l trieu/1 ngay. tirong dirong 182,5%,T nam. Tam cat luon lai thang dau tien la 3.000.000d nen chi dira cho N so tien 17.000.OOOd.

Klioan vay thir hai: Den klioang thang 10/2020. anil N tiep tuc cd nliu cau vay tien nen di ciuig em vq la anil Le Dinli H5 sinh nam 1996 tni tai thon D. xa T. T den nlia T d thon P. xa D. huyen D de lioi vay. Do N da co klioan vay tnrdc do vao thang 7/2020 nen lan nay nhd H5 dung ra hoi T de vay so tien 20.000.000d vdi lai suat 5 .OOOd 1 trieu/1 ngay tirong dirong 182.5%/1 nam. T dong y cho vay va cat lai thang dan tien la 3.000.000d nen chi dua cho H5 so tien 17.000.OOOd. san khi nlian so tien nay anh H5 dua lai cho anh N.

Qua trinli vay anh N da thuc hien viec tra lai cho hai klioan vay tren. Tuy nhien, do dieu kien kinh te kho khan nen den thang 9 nam 2022, anh N chira tra dirge klioan tien goc cua ca 02 klioan vay tren nen anh N da xin T thoi khong tinli tien lai cho ca 02 klioan vay nay tir cuoi thang 9 nam 2022, ke tir thang 10/2022 anil N xin duoc tra dan tien goc, con tien lai nhirng thang tnrdc do T van yen can N phai tra. T dong y. Do thoi gian cho vay tien da lan nen qua trinli lam viec Le Duv T va anh N den khong nhd chinh xac ngay vay. Do do theo nguyen tac cd lgi cho ngiroi pham toi thi ngay vay klioan tln'r nliat dirge xac dinli tir ngay 31/7/2020 cho den ngay 01/9/2022 la 763 ngay tirong img vdi so tien lai theo thoa thuan la 76.300.000d; klioan vay tln'r hai dirge xac dinli tir ngay 31/10/2020 den ngay 01/9/2022 la 671 ngay tirong img vdi so tien lai la 67.100.000d. Tong so tien lai theo tlioa thuan ca hai klioan vay T nliam muc dich thu cua anil N la 143.400.000d.

Qua trinli dieu tra. anh N kliai bao ke tir ngay vay cho den thang 9/2022 anil da tra cho T so tien lai klioang 153.000.000d (Bang ca hinli thirc tien mat va chuyen klioan) va ke tir sau thang 9/2022 anh chi phai tra cho T so tien goc. da tra dirge klioang 20.000.OOOd bang ca liiiili thirc chuyen klioan va tien mat. Ban dau T kliai nlian phii hgp vdi ldi kliai cua N nhirng sau do Le Duy T thay doi ldi kliai chi thira nlian nidi thu cua anh N dirge 9.000.OOOd lien lai va 18.000.OOOd tien goc. Co quail dieu tra cung da tien hanh trieu tap anh Le Kliac N de tien hanli lam viec cung nlnr doi chat vdi Le Duy T, tuy nhien anh N vang mat klioi dia plnrong. khong rd dang d dau nen khong the lam viec dirge. Do do can cir vao tai lieu sao ke ngan hang thu thap dirge cung nlnr tai lieu kliac. theo nguyen tac co lgi cho ngirdi pham toi chi du co so kliang dinli anh N da tra cho T so tien lai la: 45.000.OOOd, so lien goc la: 19.000.OOOd. (Trong do co 6.000.000d Tam cal lai ngay thoi diem cho vay va 58.000.OOOd la tien anil N chuyen vao tai klioan T 02 lan vdi tong so tien la 6.000.OOOd. chuyen vao tai klioan cua Le Duy L 24 lan vdi tong so tien 50.000.OOOd. chuyen vao tai klioan Kim Bang 01 lan vdi so tien 2.000.OOOd), nlnr vay anh N con ng lai so tien goc: 21.000.OOOd. Vdi thoi gian vay nlnr tren thi so tien lai tirong img vdi nhre lai suat cao nliat theo quy dinli cua Bo luat Dan sir la 15.715.068d, do vay sd tien thu ldi bat chinh T co nham muc dich thu dirge la 127.684.932d. Thirc te T nidi thu lgi bat chinh dirge sb tien la 29.284.932d cua anh N.

• 2. Cho anil Nguyen Van T1 sinh nam 1986 tru tai thou D. xa T. huyen T vay: Ngay 12/4/2022, T cho anil T1 vay so lien 15.000.000d. Khi vay T yeu cau T1 viet 01 giay vay ng va dira T giir. Tren giay vay nay ghi lai suat la: 1,6%/1 thang. thoi han vay 02 thang. nhirng thirc te T va anh T1 thoa thuan lai suat cua klioan vay nay la 5.OOOd 1 trieu/1 ngay tirong dirong vdi 182.5%/1 nam. thoi han vay kliong an dinh. T da cat luon lai thang dau tien la 2.250.OOOd nen T chi dira cho anh Tl so tien 12.750.000d.

Qua trinli dieu tra xac dinh dirge den ngay 26 8/2022 anh T1 va vg anh T1 la chi Le Thi N2 sinh nam 1990 6 thon D. xa T da tra cho T tong so tien lai la: 8.750.OOOd va 15.000.000d tien gdc. Vao ngay 26 8/2022. con trai T den nha anh Tl, chi N2 de thu tien gdc va 1.5 thang tien lai con ng. tuy nhien chi N2 chi tra 15 trieu tien gdc va 2.000.OOOd tien lai, so lai con lai T dong y kliong lay cua Tl. Ban dau T kliai nhan phu hop vdi ldi kliai cua anh T1 nhimg sau do thay doi ldi khai chi thira nhan anh Tl da tra toan bo tien gdc va 4.250.OOOd tien lai (Goin 2.250.OOOd lien lai cal ngay lai thdi diem cho vay va 2.000.OOOd do L di lay ho T d lan cuoi cimg khi anh Tl tra ca gdc). Co quan dieu tra da tien hanli trieu tap anh Nguyen Van T1 de doi chat vdi T, tuy nhien anh T1 da tir choi tham gia doi chat va kliang dinh ldi kliai cua minli la chinli xac va kliong thay doi. Nhir vay, thdi gian vay tien tinh tir ngay 12/4/2022 den ngay 26/8/2022 la 137 ngay, mire lai suat cao nliat T dirge phep thu theo quy dinh cua bo luat dan sir la : 1.126.027d. T da thu ldi bat chinli so tien la: 7.623.973d.

• 3. Cho anil Nguyen Tuan A sinh nam 1986 d thon T. xa M huyen T vay: Ngay 22/9/2022, T cho anil Tuan A vay so lien 35.000.000d (So tien nay T sir dung 15.000.OOOd tir nguoii tien anh Nguyen Van Tl tra va 20.000.000d la von tir co cua gia dinh) vdi lai suat 5.OOOd. 1 trieu 1 ngay tirong dirong vdi 182.5%/l nam va cung kliong an dinh ngay tra gdc. Khi vay T cat luon tien lai thang dau tien la 5.250.OOOd nen chi dira cho anh Tuan A so tien 29.750.OOOd. Ben ngay 22/10/2022, anh Tuan A da tra tnrdc cho T 22.000.OOOd la so tien gdc da vay. con lai 13.000.OOOd den ngay 09/11/2022 thi anh Tuan A tra not cimg vdi 1.500.000d tien lai. Nhir vay tong so tien lai anh Tuan Ada tra cho T la: 6.750.000d. Neu dung nhir thoa thuan thi so tien T nliam thu cua anh Tuan A so tien lai la: 6.660.OOOd. nhimg thirc te, T da thu dirge so lien lai la 6.750.000d (lire cao han 90.OOOd so vdi so tien lai Tam nliam niuc dich thu); lai suat toi da theo quy dinh cua bo luat dan sir la: 729.863d. Do do, so tien T da thu ldi bat chinli doi vdi klioan vay nay la: 6.020.137d.

• 4. Cho anil Nguyen Hiru T2 sinh nam 1987 tru tai thon Y. xa T. huyen T vay: Ngay 25/02/2022, T cho anh T2 vay so tien 20.000.OOOd vdi lai suat 5.OOOd/1 trieu/1 ngay. tirong dirong vdi 182.5%/l nam. kliong an dinh ngay tra gdc va lai, T cat lai thang dau tien so tien 3.000.OOOd nen chi dira cho anh T2 17.000.000d. Qua trinli dieu tra. anil T2 kliai bao da tra lai day du moi thang. den ngay 02/4/2023, anh T2 da tra het so tien gdc cho T va ng lai 5.000.000d tien lai, anil T2 xin T clii tra 3.000.OOOd. T dong y. Sau do anil T2 nidi tra them dirge so tien lai la 700.000d cho T va con ng T so tien lai la 2.300.OOOd. Ban dau T kliai nhan phu hgp vdi ldi kliai cua anh T2. tuy nhien sau do T kliai bao lai va clii thira nhan khi cho vay tien T da cat luon 3.000.OOOd tien lai. ngay 02/4/2023, T2 da tra het so tien goc cho T, sau do T2 xin chi tra them 5.000.000d tien lai, cho den nay T2 moi chi tra them cho T dirge 700.000d tien lai, con no lai 2.300.000d T2 clnra tra cho T. Qua trinli dieu tra. CQDT da tien hanh trieu tap de lam viec va tien hanli doi chat gitra anil T2 va T nlnmg hien T2 kliong cd mat d dia phirong, kliong xac dinli dtroc dang b dau nen kliong the tien hanh doi chat.

Nhir vay vdi thoi gian vay la 402 ngay, theo nhir thoa thuan thi so tien lai T nliam muc dich thu va T2 phai tra cho T la: 38.200.000d, thirc te T da thu dtroc tong so tien lai doi vdi klioan vay cua anil T2 la: 35.900.000d. so tien lai cao nhat T dtroc phep thu theo quy dinli cua bo luat dan str la: 4.405.479d. iihtr vay so tien thirc te Tam nliam muc dich thu ldi bat chinh la: 33.794.52Id: thirc te T da thu loi bat chinh so tien la: 31.494.52id.

• 5. Cho anil Nguyen Thang H3 sinh nam 1983 tni tai thou B. xa T. huyen T vay 02 klioan vay:

Lan vay thir nhat: Ngay 10/7/2022, T cho anil H3 vay so tien 10.000.OOOd vdi lai suat 5.OOOd 1 trieuZl ngay. tirong dirong vdi 182,5%/1 nam. kliong an dinli ngay tra goc. T da cat lai thang dau tien so tien la 1.500.OOOd nen chi dtra cho H3 so tien 8.500.000d.

Lan vay tlnr hai: ngay 24/9/2022 T tiep tuc cho H3 vay so tien 10.000.OOOd vdi lai suat va thoa thuan giong klioan vay thir nhat. T cung cat luon lai thang dau tien la 1.500.OOOd va dira cho anil H3 so tien 8.500.OOOd.

Den ngay 26 5 2023 da tra ca goc va lai doi vdi ca hai klioan vay nay. Nhir vay thdi gian vay doi vdi klioan thir nhat xac dinli la 321 ngay. doi vdi klioan thir hai la 245 ngay. Theo thoa thuan thi tong so tien lai H3 phai tra cho T la 28.300.OOOd, tuy nliien T da thu tong so tien lai cua ca hai klioan vay nay len thanh 30.000.OOOd. Klii biet minli phai tra sb tien lai cao lion thoa thuan. anil H3 co thac mac vdi T de doi lai tien thira nlnmg T bao thu nhir vay la du. kliong thira. Qua trinli dieu tra, T kliai nhan dung la T co thu thira 1.700.000d tien lai va T co mong muon tra lai cho H3, da goi dien noi chuyen vdi H3 ve viec se tra lai tien thira tuy nliien clnra kip tra thi bi bat. Ve noi dung mau thuan trong ldi kliai, CQDT da tien hanh trieu tap anil H3 de tien hanh doi chat vdi Le Duy T nlnmg anil H3 kliong co mat b dia phirong nen kliong tien hanli trieu tap dirge. Doi vdi tnrbng hop nay so tien lai cao nhat theo quy dinli cua bo luat dan sir la: 3.101.370d. qua triiili dieu tra du co sb kliang dinli so tien thu ldi bat chinh T dirge hirbng la: 26.898.630d.

• 6. Cho anil Trinli Van D skill nam 1993 tni tai thon D. xa T. huyen T vay 02 klioan:

Klioan vay tlnr nhat: Ngay 08/4/2022 T cho anti vay so tien 10.000.000d. Klioan vay thir hai: Den ngay 12/4/2022, anil D tiep tuc hoi vay T so tien

10.000.000d mra, T dong y.

C'a hai lan vay nay T deu tinli vdi lai suat 5.OOOdT trieu/1 ngay tirong

dirong vdi lai suat 182,5%/1 trieu/1 nam. Ca hai lan vay T deu cat lai tnroc moi Ian 1.500.000d. do do moi lan vay T deu chuyen klioan cho B so tien 8.500.000d. Ben ngay toi pham bi phat hien (03/6/2023), B clnra tra so tien goc cua ca 02 klioan vay cho T.

Qua trinli dieu tra, ban dau T kliai nhan klioan vay thir 2 Tam cho anh B vay ngay 12/4/2022, phu hop vdi ldi kliai cua anh B nlnmg sau do T thay doi ldi kliai cua minh rang klioan vay thir hai cua anh B la vao 12/4/2023 clrir kliong phai 12/4/2022; T con kliai bao anh B la ngirdi tra lai tuy co hie hoi muon nlnmg tra twang doi day du T, cho den nay anh D nidi chi tra cho T dirge tong so tien lai cua ca hai klioan vay la 19.600.000d. Tuy nhien, qua trinli dieu tra cho thay vao ngay 12/4/2022, T co tlnrc hien chuyen klioan so tien 8.500.000d vao tai klioan cua anil B. phu hop vdi ldi kliai cua anh B va ldi kliai ban dau cua T: nlnr vay co du can cir de xac dinli rang T cho anh B vay klioan vay thir hai la vao ngay 12/4/2022. Tong so tien lai ma anh B kliai bao da tra cho T la: 27.500.000d. clnra tra tien goc (Trong do co 3.000.000d T cat lai luon klii bat dau cho vay, anh B chuyen vao tai klioan cua Le Buy L 02 lan vdi tong so tien 5.5OO.OOOd va chuyen vao tai klioan T5 03 lan vdi tong so tien 19.000.OOOd).

Nhir vay, doi vdi klioan vay thu nliat (vao ngay 08/4/2022) tinli den ngay 03/6/2023 (ngay phat hien toi pham) la 422 ngay, so tien lai theo thoa thuan la: 21.100.OOOd, tien lai cao nliat dirge thu theo quy dinli cua bo luat dan sir la: 2.312.329d: doi vdi klioan vay thu hai (vao ngay 12/4/2022) la 418 ngay tlii so tien lai theo thoa thuan la: 20.900.OOOd. tien lai cao nliat dirge phep thu theo quy dinli bo luat dan sir la: 2.290.4lid. Do do. sd tien T nliam thu ldi bat cliinli la: 37.397.260d. Thue le T nidi thu dirge so tien lai la: 27.500.OOOd nen so lien thu ldi bat cliinli tlnrc te T thu dirge la: 22.897.260d. Co quail dieu tra cung da tien hanli yeu cau anh Trinh Van B doi chat vdi Le Buy T de giai quyet mau thuan trong ldi kliai cua hai ben. tuy nhien anh B kliong co mat d dia phuong, di dau kliong ai nam dirge nen kliong the tien hanh doi chat theo quy dinli.

• 7. Cho anil Le Hiru T3 siiili nam 1986 d thon T, xa T, huyen T vay:

Ngay 14/12/2022, T cho anh Le Hiru T3 vay so tien 30.000.OOOd (lay tir so tien 35.000.000d ma Nguyen Tuan A tra) vdi lai suat 5.000d/1 trieu/1 ngay tirang duang vdi 182,5%/1 nam. T cat lai thang dau tien 4.500.OOOd nen chi dira cho T3 so lien31.500.000d.

Vdi klioan vay nay. ban dau T kliai nhan da nhan dirge tong cong 27.000.OOOd tien lai tir anh Le Hiru T3. phii hgp vdi ldi kliai cua anil T3 nlnmg sau do. T thay doi ldi kliai va chi kliai nhan cho den ngay bi bat T nidi thu dirge so tien lai la 4.500.OOOd. Tir sau klii cho vay den tnrdc ngay T bi bat T da ggi dieu. den nlia anh T3 vdi muc dich de lay ng goc va lai tuy nhien kliong gap T3 d nha va cung kliong lien lac dirge vdi T3. Qua trinli dieu tra du co sd chirng minh: Tinli tir ngay 14/12/2022 den ngay 03/6/2023 (ngay phat hien toi pham) la 172 ngay thi so tien lai theo thoa thuan la: 25.800.000d. tien lai suat cao nhat theo quy dinli cua Bo luat dan sir la: 2.827.397d. Tuy nhien, thtrc te T da thu diroc so tien lai la: 27.000.000d (Do T3 da dong lai tnrdc 01 thang, gom: 4.500.OOOd la tien bi T cat lai ngay thang dan tien, anh T3 chuyen klioan cho L 03 lan vdi tong so tien 8.500.OOOd, chuyen klioan cho Kim B 02 lan vdi long so tien 7.500.OOOd. con 6.500.000d T3 dua tien mat cho D va Kim B). Do do. du co sd de ket luan den 03/6/2023, anil T3 van chira tra goc cho T. so tien T da va nliam thu ldi bat chinli la 24.172.603d. Ldi kliai cua anh Le Hiru T3 va T co mau thuan. co quan dieu tra da tien hanli trieu tap anh Le Him T3 de tien hanli doi chat vdi Le Duy T tuy nhien anh T3 di klioi dia phirong kliong ai biet hien nay dang d dau nen klidng the tien hanli doi chat theo quy dinli.

• 8. Cho anil Tran Van H2 sinh nam 1986 tai tlion T. xa T, huyen T vay: Ngay 01/10/2022, T cho anil Tran Van H2 vay 30.000.000d (anil Nguyen Trong DI sinh nam 1986 d thou D, xa T dung ra vay ho cho H2), vdi lai suat 5.OOOd 1 trieu/1 ngay tirong duong vdi 182,5%/1 nam. Tam cat lai thang dau tien 4.500.000d nen chi dua cho anh DI so tien 25.500.000d roi anh DI dua toan bo so tien nay cho anil H2. T kliai nlian vdi klioan vay nay tinh den ngay 03/6/2023 (ngay phat hien toi pham) T chua duoc tra goc va moi chi nlian duoc so tien lai la 4.500.000d. Tir sau klii cho vay den tnrdc ngay T bi bat T da goi dien vdi muc dich de doi no goc va lai tuy nhien klidng lien lac duoc vdi anh DI de doi no. Anh H2 kliai bao, klioan vay nay dung la DI dung ra vay cho H2, hang thang H2 la ngirdi tra tien lai. den nay H2 chua tra tien goc cho T. dong thdi H2 da tra so tien lai cho T thong qua chuyen klioan la 21.500.OOOd. ngoai ra co mot so lan Hop tra cho T bang tien mat. tuy nhien H2 klidng nlid rd. Qua trinli dieu tra du co sd cln'mg niinli duoc anh H2 chua tra tien goc cho T. va da tra cho T duoc 21.500.OOOd tien lai (gom: chuyen klioan vao tai klioan cua T 01 lan vdi sd tien 4.500.000d. chuyen vao tai klioan cua Le Duy 1 05 lan vdi tong so tien 12.500.OOOd. ngoai ra con sd tien lai thang dau tien T cal klii cho vay la 4.500.OOOd). Nhu vay tinli tir 01/10/2022 den ngay 03/6/2023 (ngay phat hien toi pham) thdi gian vay la 246 ngay thi so tien lai theo T nliam muc dich thu la: 36.900.OOOd: tien lai suat cao nhat theo quy dinli cua Bo luat dan sir la: 4.043.836d. so tien T nliam muc dich thu ldi bat cliinli la: 32.856.164d. Thue te T da thu duoc cua Hop so lien lai la: 21.500.OOOd, do do so tien thu ldi bat chinli thuc te T da nlian la: 17.456.1644. Hien tai H2 chua tra tien goc cho T. Mau thuan trong ldi kliai cua anh Tran Van H2 va T co quan dieu tra da yeu cau anh Tran Van H2 tien hanli doi chat, tuy nhien anh H2 tir choi tham gia doi chat va giu nguyen ldi kliai cua niinli.

• 9. Cho chi Le Thi T4 sinh nam 1999 d tieu kliu A. thi Iran T. huyen T vay 02 klioan vay:

Klioan vay thu nhat: Ngay 16/4/2022, T cho T4 vay 30.000.000d vdi lai suat 5.000d/l trieu/1 ngay, tirong duong vdi 182,5%/1 nam, khi vay chi T4 xin T chi cat so tien lai la 2.500.000d. T dong y va T chi dua cho chi T4 so tien 27.500.OOOd. Ben ngay 06/9/2022, chi T4 thanh toan het so tien goc cho T, dong thoi tra cho T duoc 13.800.000d tien lai, no lai 6.800.OOOd tien lai (Theo thoa thuan so tien lai la 21.600.000d nhung T cho T4 1.000.OOOd, sau khi tru di so tien lai 13.800.OOOd da tra T4 con no lai Tam so tien 6.800.000d). Thoi han vay lan nay la 144 ngay.

Khoan vay thu hai: Ngay 25/9/2022, T cho T4 vay 18.000.000d (So tien nay T lay hr tien goc lan vay thu nhat T4 da tra cho T). Cung voi lai suat 5.000d/1 trieu/1 ngay va thoa thuan giong lan vay thu nhat. T da cat lai thang dau tien cua chi T4 la 2.700.000d va do khoan vay thu nhat chi T4 dang con no T so tien lai la 6.800.OOOd. nen T chi chuyen cho chi T4 so tien 8.500.000d. Cho den ngay 03/6/2023 (ngay phat hien toi pham) thi T4 da tra cho T so tien lai cua khoan vay nay la: 17.400.OOOd va chua tra goc cho T, Thoi gian vay xac dinli la 252 ngay.

Rieng doi vdi khoan vay lan 2 cua T4. ban dau T kliai nlian phu hop voi loi kliai cua chi T4, phu hop voi tai lieu ma co quail dieu tra da thu thap duoc nhung sau do T thay doi loi kliai va cho rang khoan vay thu hai T cho chi T4 vay khong tinli lai xuat, chuyen khoan cho T4 8.500.000d va dua tien mat 9.500.000d. den nay T4 da tra duoc 14.700.000d tien goc. Co quail dieu tra tien hanli trieu tap chi T4 de doi chat voi Le Duy T. tuy nliien chi T4 tu choi tham gia doi chat va kliang dinli tat ca nhung gi minli kliai bao la cliinli xac, dung su that. Tuy nliien, qua triiili dieu tra cho thay:

Doi voi lan vay thu nhat so tien muc dich thu lai cua T la: 21.600.000d. nhung T cho T4 1.000.OOOd nen so tien lai thuc te T da thu la 20.600.OOOd: tien lai cao nhat theo quy dinli cua bo luat dan su la: 2.367.123d. Do do. T da thu loi bat chinh cua khoan vay nay so tien la 18.232.877d.

Doi voi lan vay thu hai, tiiili den ngay 03/6/2023, sd tien lai theo thoa thuan T nliam thu cua T4 la: 22.680.OOOd. So tien lai thuc te T da thu 17.400.000d: tien lai cao nhat theo quy dinli cua bo luat dan su la: 2.485.479d. Do do. T nliam muc dich thu loi bat chinh so tien la: 20.194.52Id. so tien thuc te T thu loi bat chinh la: 14.914.521d.

Nhu vay. so tien T nliam muc dich thu loi bat chinh la 43.280.OOOd. so tien lai T da thu duoc la 38.000.OOOd; so tien lai cao nhat theo quy dinli cua bo luat dan su la 4.852.603d.

• 10. Cho chi Le Thi M sinh nam 1998 d thou D. xa M. huyen T vay 02 khoan vay:

Khoan vay thu nhat: Vao khoang thang 10/2022 T cho chi M vay 20.000.OOOd, vay duoi hhili thuc vay tham trong vong 50 ngay. Khi vay T cat trudc tien lai 3.500.OOOd nen chi dua cho M 16.500.OOOd. Hang ngay, M phai tra cho T 400.000d tien goc trong vong 50 ngay. Nhu vay tirong duong vdi lai suat 127,75%/nam. Klioan vay nay trong vong 50 ngay Mai da tra het cho T. So tien lai cao nliat theo quy dinli Bo luat dan su la 547.945, so tien T da thu loi bat chinli la 2.952.055d.

Klioan vay thu hai: Vao thang 01/2023 T tiep tuc cho chi M vay 20.000.000d (T su dung so tien goc chi M da tra d lan vay thu nliat de tiep tuc cho chi M vay lan 2), cung vdi hinli thuc vay tham trong vong 50 ngay, thoa thuan hinli thuc vay va tra giong nliu lan vay trade. Klii vay Tda cat lai trade 3.500.000d. Thill den ngay 03/6/2023 (ngay toi pham bi phat liien) chi M nidi chi tra cho T 15.000.000d tien goc, con no lai 5.000.000d. Doi vdi klioan no nay. het 50 ngay ke tit ngay cho chi M vay. neu chi M kliong tra duoc het tien goc thi T kliong tinli tien lai qua han ma chi mong muon thu ve duoc so tien goc la du 20.000.000d. Do do tien lai cao nliat theo quy dinli Bo luat dan su la: 547.945 nen so tien T da thu loi bat chinli la: 2.952.055d.

Nhu vay. tong so tien lai T da thu cua chi M la 7.000.000d, so tien lai cao nliat theo quy dinli cua bo luat dan su la 1.095.890d. sd tien T da va nliam thu loi

bat cliinli la 5.904.llOd.

Trong klioang thdi gian tu thang 7/2020 den 03/6/2023 Le Duy T da su dung so tien 215.000.000d cho 10 kliach hang vay gom: Le Kliac N. Nguyen Van Tl. Nguyen Tuan A. Nguyen Him T2. Nguyen Thang H3. Le Him T3. Trinh Van D. Tran Van H2. Le Thi T4 va Le Thi M vdi lai suat tir 127.75%/1 nam den 182,5%/1 nam.

Muc lai suat tren vuot qua tu 6.3875 den 9.125 lan so vdi muc lai suat cao nhat theo quy dinli cua Bo luat dan su. So tien tuong ung vdi muc lai suat cao nhat

theo quy dinli cua Bo luat dan su la: 42.500.270d. So tien thu loi bat chinli ma T

nliam muc dich thu la 340.779.730d, so tien thu loi bat chinli thuc te da nhan duoc

tu 10 kliach vay tren la 204.899.730d.

Ve vat chung vu an:

C'ac vat chung sau day duoc co quail dieu tra thu giu va hien nay duoc hm kem ho so vu an bao gom:

• - 01 giay nop tien cua Ngan hang V (Ngan hang Q). ngudi nop tien Le Duy T ngay nop 05/09/2019 nop tien mat vao tai klioan so 425704060009168: (Luu trong ho so vu an. co danli dau so but luc).

• - 01 giay nhan tien dat coc ban dat cua Nguyen Xuan P va Le Duy T ngay 07/05/2014; (Luu trong ho so vu an. co danli dau so but luc).

• - 01 giay nhan tien chuyen nhuong dat giua Nguyen Xuan P va Le Duy T ngay 19/05/2014; (Luu trong ho so vu an. co danli dau so but luc).

• - 01 the Visa cua Ngan hang VI so 4541190154300914, ky hieu chu "LE DUY LAM”;

• - 01 the Prime- cua Ngan hang VI so 5239757977695540, ky hieu chu “LE DUY LAM”;

  ma so

-Olvd the sim co dong chu so "0365935567”

01/01/2021 den 19/06/2023;

• - 01 dia DVT) nhan hien Maxell dirge nieni phong cua Cue Cl Bo C2. Cac vat chirng sau day dang dirge trir 6 kho, quy cua Chi cue Thi hanh an dan sir huven Thieu Hoa:

• - 01 dien thoai di dong Oppo mau xanh den, so IMEI1: 868289052020013. So IMEI2: 86828905202005. dien thoai da qua sir dung cua Le Duy L, Sim so 0869658448;

• -  01 dien thoai di dong Iphone mau vang gold, so IMEI1:

359456495391410, So IMEI2: 359456495432511, dien thoai da qua sir dung cua Le Duy L. Sim so 0365935567;

- 01 xe 6 to, nhan hieu NISSAN, loai NAVARA mau trang, BKS 36C - 354.03, so killing: MNTCC2D23Z0092011, so may: YD25949360T xe da qua sir dung;

- 01 giay chirng nhan quven sir clung dat. quyen so him nha o va tai san gan lien tren dat mang ten Le Duy T va Le Thi Hl. So DI 586884, tliira dat so 653 16 ban do so 7, dia chi thon P. xa D. huyen D.

Cao trang so 15/CT- VKSTH ngay 15/3/2024 cua Vien kiem sat nhan dan huyen Thieu Hoa truy to bi cao Le Duy T ve toi "Cho vay lai nang trong giao dich dan sir" theo quy dinli tai klioan 2 Dieu 201 Bo luat Hinh sir.

lav 30.000.000d trong so nay ngay 14.12.2022 cho Le Him T3 vay. Den nay Le Him T3 chira tra lai cho T. Do do khoan nay chi tmy thu Tam 5.000.OOOd. con 30.000.000d la truy thu Le Him T3: Nguyen Him T2 tra cho T20.000.000d:Nguyen Thang H3 20.000.000d: Le Thi T4 da tra 30.000.000d. tuy nliien sau do T sir dung 18.000.000d trong so tien nay cho T4 vay tiep lan 2 vaden nay T4 chira tra 18.000.000d lan 2, do do doi vdi khoan nay tmy thu Tam 12.000.000d; Le Thi M da tra 20.000.OOOd lan 1. tuy nliien sau do T dimg 20.000.000d tiep tiic cho M vay lan 2, hien nay chi M moi tra cho T diroc 15.000.000d tien goc. vdi khoan vay nay tmy thu cua T so tien 15.000.000d.

+ Doi vdi sd tien 42.500.270d la tien lai thu diroc tirong irng vdi mire lai suat 20%/nam theo quy dinli cua Bo luat Dan sir. tuy khong bi tiiili xac dinh trach nliiem hinli sir iihirng la khoan tien phat sinh tir hanh vi phani toi nen can tmv thu cua T de sung cong quy Nha nirdc.

+ Buoc Le Duy T phai tra lai so tien thu ldi bat chinli cho 10 kliach vay. tong la 204.899.730d gom: anil Le Kliac N: 29.284.932d; anh Nguyen Van Tl: 7.623.973d: anil Nguyen Tuan A: 6.020.137d: anil Nguyen Him T2:31.494.521d: anh Nguyen Thang H3: 26.898.630d; anh Trinh Van D: 22.897.260d; anh Le Him T3: 24.172.603: anil Tran Van H2: 17.456.164d. chi Le Thi T4: 33.147.398d. chi Le Thi M: 5.904.110d.

+ Tmy thu so tien goc cua kliach hang chira tra cho bi cao Le Duy T. cu the: anil Le Khac N 21.000.000d; anh Trinh Van D 20.000.000d: anh Le Him T3 30.000.OOOd; Tran Van H2 con no 30.000.000d: chi Le Thi T4 18.000.000d: chi Le Thi M 5.000.OOOd.

Ve xir ly vat chirng: Ap dung Dieu 47 BLHS: Dieu 106 BLTTHS de nglii:

• - Tiep tuc lim giir trong ho so doi vdi cac vat chirng sau:

+ 01 dia CD diroc lim tnr dir lieu cua so dieu thoai 0835231286 tir ngay 01/01/2021 den 19/06/2023;

+ 01 dia DVD nlian hieu Maxell diroc nieni phong cua Cue Cl Bo C2.

+ 01 giay nop tien cua Ngan hang V (Ngan hang Q). ngiroi nop tien Le Duy T ngay nop 05/09/2019 nop tien mat vao tai khoan so 425704060009168; (Liru trong ho so vu an. co danli dau so blit luc).

• - Tra lai cho chii sd hiru hop phap:

+ 01 giay nlian tien dat coc ban dat cua Nguyen Xuan P va Le Duy T ngay 07/05/2014; (Lim trong ho so vu an, co danli dau sd blit luc).

+ 01 giay nlian tien chuveii nhirong dat giira Nguyen Xuan P va Le Duy T ngay 19/05/2014; (Lim trong ho so vu an, cd danli dau sd blit luc).

+ 01 the Visa cua Ngan hang VI sd 4541190154300914, ky hieu chir “LE DUY LAM”;

+ 01 the Prime- cua Ngan hang VI sd 5239757977695540, ky hieu chir “LE DUY LAM”;

+ 01 quyen so mau den bia kv hieu chir CHARMING CK9 ben trong cd

mot trang giay glii “Le Thi Hong N3, Thieu Cong”

kliac co lien quan den tra no. vay ng;

+ 01 dien thoai di dong Oppo mau xanli den. so IMEI1: 868289052020013, So IMEI2: 86828905202005, dien thoai da qua su dung cua Le Duy L, S so

0869658448;

+ 01 dien thoai di dong Iphone mau vang gold, so IMEI1: 359456495391410, So IMEI2: 359456495432511, dien thoai da qua str dung cua Le Duy L. S so 0365935567;

+ 01 xe 6 to. nhan liieu NISSAN, loai NAVARA mau trang, BKS 36C - 354.03, so klnuig: MNTCC2D23Z0092011, so may: YD25949360T xe da qua sir dung.

+ 01 giay chirng nhan quven sir dung dat, quven so hiru nlia 6 va tai san gan lien lien dat mang ten Le Duy T va Le Thi h. So DI 586884. thira dat so 653 to ban do so 7. dia chi thou P, xa D. huyen D:

- Tieu huy: 01 vo the sim co dong chir so “0365935567” ma so 8984048000919453766.

- Doi vdi so tien 430.000.000d. de nghi hoi dong xet xir quyet dinh sir dung de sung cong quy nlia niroc cac khoan ma Le Duy T phai sung cong bao gom: 91.000.000d (Tien goc T sir dung de cho vay ma ngiroi vay da tra cho T), 42.500.270 (Tien lai thu dirge tirong irng vdi nnre lai suat 20%ham tlieo quy dinh cua Bo luat Dan sir); ngoai ra con phai tra lai cho ngiroi di vay: 204.899.730d (Tien T thu lai cua ngiroi vay virgt qua quy dinh cua Bo luat Dan sir), dong thoi nop tien cho hinli phat bo sung. Neu con thira thi tra lai cho gia dinh bi cao Le Duy T.

Ve an phi: Bi cao phai chiu an phi HSST theo quy dinli cua phap luat. Bi cao kliong co y kien tranli luan. lbi noi sau cung chi de nghi Hoi dong xet xir xem xet den hoan canli. nhan than khi pham toi va cho bi cao dirge hirong mire hinli phat thap nliat va dirge cai tao tai dia phirong.

NHAN DINH CUA TOA AN:

• •

Tren co so noi dung vu an. can cir vao cac tai lieu trong ho so vu an da dirge tranli tung tai pliien toa. Hoi dong xet xir nhan dinh iilnr sau:

• [1]. Ve hanli vi, quvet dinh to tung cua Co quan dieu tra Cong an huyen T. Vien kiem sat nhan dan huyen Thieu Hoa va cua Dieu tra vien. Kiem sat vien trong qua triiili dieu tra. truy to da thirc liien dung ve tham quven. trinli tir. thu tiic theo quy dinh cua Bo luat To tung hinli sir va kliong co kliieu nai gi can dirge tien hanli theo thu tiic chung.

• [2]. Cac can cir la tiiili tiet dinh toi doi vdi bi cao: Tren co so lbi kliai cua bi cao tai pliien toa va loi kliai tnrdc day bi cao da kliai tai Co quan dieu tra. bao cao va lbi kliai cua ngiroi co quyen lgi, nghia vu lien quan. ngiroi lam chirng cung cac tai lieu chirng cir kliac co trong ho so vu an. can cir vao ket qua tranli tung tai phien toa, Hoi dong xet xir co du can cir ket luan:

Do co muc dich tir lgi ca nlian nen trong khoang thdi gian tir thang 07 nam 2020 den thang 6 nam 2023, Le Duy T da su dung so tien 215.000.000d cua ca nlian cho 10 ngudi vav gom Le Kliac N. Nguyen Van Tl. Nguyen Tuan A. Le Htru T7, Nguyen Thang H3. Le Huu T3. Trinh Van D. Tran Van H2. Le Thi T4. Le Thi Mvdi lai suat tir 127,75%/1 nam den 182.5%/1 nam. Muc lai suat tren virgt qua tir 6,3875 den 9.125 lan so vdi muc lai suat cao lihat theo quy dinli cua Bo luat dan sir. nliam thu loi bat chinli so tien la 340.779.730d. So tien thu loi bat chinh thirc te T da thu dugc la: 204.899.730d.

Hoi dong xet xu co du co so ket luan: Hanh vi cua bi cao Le Duy T pham toi "Cho vay lai nang trong giao dich dan sir" theo quy dinli tai klioan 2 Dieu 201 Bo luat Hinh sir nam. Nhu vay cao trang cua Vien kiem sat nlian dan huyen Thieu Hoa tiny to bi cao la dung ngudi, dung toi. dung phap luat.

Doi vdi vg T la Le Thi Hl khong biet va cung khong lien quail gi den viec cho vay tien cua T. Ddi vdi con trai T la Le Duy L va nhirng ngudi Tam thue di lay ng nhu: Kieu Viet Al. Le Minh D1.Nguyen Huu T5. Nguyen Van T6. Cao Van Nl. Le Due H4 chi biet nhan ltrong de lam cong viec goi dieu hoac den nha nhirng ngudi vay tien nliac ng, lay ng theo danli sach T lap san, ngoai ra nhirng ngudi nay khong biet cu the viec cho vay. lai suat. thdi han... giira T va nhirng ngudi vay nhu the nao. Qua trinh dieu tra khong co co sd de xu ly hinh sir doi vdi nhirng ngudi noi tren.

Doi vdi Nguyen Xuan Bl. Trinh Xuan C va Tran Van H2 la nhirng ngudi cd moi quail he quen biet vdi Le Duy T. biet T la ngudi cd tien cho kliach hang vay lai nen cd gidi thieu cho mot so kliach hang den vay tien cua T. Qua triiili dieu tra chirng minh dugc anil Bl. anil C va H2 chi gidi thieu klii cd ngudi quen hoi cho vay tien chir khong hudng lgi nhu an gi tir viec T cho nhirng ngudi nay vay tien. Do do khong cd co sd de xu ly hinh sir ddi vdi Anil Bl. anil C va anil H2.

• [3] . Tinh chat vu an: Lgi dung sir thieu hieu biet va do nhu cau can vay tien cua mot so ca nlian. bi cao da cho vay vdi lai suat cao nliam thu loi bat chinli. Hanh vi pham toi cua bi cao thuoc loai it nghieni trgng nhirng nguy liiem cho xa hoi, khong nhirng xam pham trat tir quail ly kinli te cua nha nude trong Hull vuc tai chinh ma con niang tiiili chat boc lot, lam cho nhirng ngudi vay tien lam vao hoan canh klio khan, dieu dung, gia dinli ly tan. ng nan clidng chat va con la nguyen nlian gia tang hoat dong bao lire, uy hiep sir dung vu lire, chiem doat, cuong doat tai san cua ngudi vay hoac ngudi than trong gia dinli. Bi cao nlian thirc day du phap luat hinh sir. y thirc dugc hanh vi cho vay lai nang bi phap luat nghieni cam nhirng vi muc dich vu lgi va thai do xem thudng phap luat nen bi cao van co y thuc hien. Vi vay can phai xu ly nghieni moi cd tac dung giao due doi vdi bi cao va phong ngira chung.

• [4] . Trach nliiem hinh sir (TNHS) cua bi cao:

Ve tiiili tiet giam nlie: Tai cac co quail to tiuig bi cao thanli khan kliai bao, tir nguyen nop tien de khac phuc han qua nen dirqc ap dung tinli tiet giam nlie theo quy dinli tai diem b, s Klioan 1 Dieu 51 BLHS.

Ve tinh tiet tang nang: Trong vu an nay bi cao pham toi hr 02 lan trd len, pham toi trong thdi gian thir thach cua an treo nen phai chiu tinh tiet tang nang theo quy dinli tai diem h, g klioan 1 Dieu 52 BLHS.

Do bi cao pham toi trong thoi gian thir thach nen can ap dung Dieu 56, Dieu 65 BLHS de tong hop hinli phat buoc bi cao phai chap hanli hinli phat chung cua hai ban an.

• [5] . Ve hinh phat bo sung: Trong vu an nay bi cao pham toi, co thu ldi bat chinh, do do can ap dung hinli phat tien doi vdi bi cao de nop Ngan sach nha mrdc la phu hop vdi quy dinli tai Klioan 3 Dieu 201 cua BLHS.

• [6] . Ve xirly vat chung: Doi vdi 01 giay nlian tien dat coc ban dat cua Nguyen Xuan P va Le Duy T ngay 07/05/2014 (Luu trong ho so vu an. cd danli dau so but luc); 01 giay nlian tien chuyen nlnrqng dat giira Nguyen Xuan P va Le Duy T ngay 19/05/2014 (Luu trong ho so vu an, co danli dau so but luc); 01 the Visa cua Ngan hang VI so 4541190154300914, ky hieu chir “LE DUY LAM”; 01 the Prhne-cua Ngan hang VI so 5239757977695540, ky hieu chir "LE DUY LAM”; 01 quyen so mau den bia ky hieu chir CHARMING CK9 ben trong co mot trang giay glii “Le Thi Hong N3, Thieu Cong” va nliieu thong tin chir viet khac cd lien quail den tra no. vay no; 01 dien thoai di dong Oppo mau xanli den, so IMEIl: 868289052020013, So IMEI2: 86828905202005, dien thoai da qua str dung cua Le Duy L, Sim so 0869658448; 01 dien thoai di dong Iphone mau vang gold, so IMEIl: 359456495391410, So IMEI2: 359456495432511, dien thoai da qua sir dung cua Le Duy L, S so 0365935567; 01 xe 6 to, nlian hieu NISSAN, loai NAVARA mau trdng, BKS 36C -354.03. so killing: MNTCC2D23Z0092011, so may: YD25949360T xe da qua sir dung: 01 giay chung nlian quyen sir dung dat, quven sd him nha d va tai san gan lien tren dat mang ten Le Duy T va Le Thi Hl, So DI 586884, Ultra dat so 653 td ban do so 7, dia chi thou P, xa D, huyen D. Nhimg tai san nay kliong lien quan den viec pham toi nen tra lai cho chu sd hiru la phu hop nen ap dung Dieu 106 BLTTHS.

• - Tieu hiiy: 01 vo the sim co dong chir so “0365935567” ma so 8984048000919453766.

• - Tiep tuc lim giir trong ho so vu an doi vdi cac vat chung sau: 01 dia CD dirqc lim tnr dir lieu cua so dien thoai 0835231286 tir ngay 01/01/2021 den 19/06/2023; 01 dia DVT) nlian hieu Maxell dirqc niem phong cua Cue Cl Bo C2; 01 giay nop tien cua Ngan hang V (Ngan hang Q), ngirdi nop tien Le Duy T ngay nop 05/09/2019 nop tien mat vao tai klioan so 425704060009168; (Lim trong ho so vu an. cd danli dau sd blit luc).

Doi vdi sb tien 430.000.000d tiep tuc SI, tra lai cho nlnrng ngirdi cd quyen lqi. nghia vu lien quan. nop tien cho liiiili phat bo sung, neu con thira thi tra lai cho gia dinli bi cao Le Duy T.

• [7]. Ve bien phap tu phap:

• - Doi vdi sd tien bi cao dung de cho vay lai nang, day la phuong tien su dung vao viec pham toi, liien nay nlitnig ngudi vay da tra mot so tien goc cho bi cao, do do can truy thu cua bi cao toan bo so tien dung de cho vay lai nang la 91.000.000d de thu nop ngan sach nlia nude.

• - Doi vdi so tien lai tlieo dung quy dinli tai Khoan 1 Dieu 468 BLDS: Khoan 1 Dieu 5 Thong tir so 14/2017 TT-NHNN ngay 29/9/2017, Le Duy T da thu cua nliirng ngudi co quven loi nghla vu lien quail trong vu an la 42.500.270d . Xac dinli day la tien do pham toi ma co nen can tmy thu cua bi cao toan bo sd tien lai nay de tich thu nop Ngan sach nha nude.

• - Doi vdi sd tien thu ldi bat chinh: Buoc Le Duy T phai tra lai sd tien thu ldi bat chinh cho: anh Le Khac N: 29.284.932d: anh Nguyen Van Tl: 7.623.973d: anh Nguyen Tuan A: 6.020.13 7d: anil Nguyen Him T2:31.494.52 Id: anh Nguyen Thang

H3: 26.898.630d: anh Trinh Van D: 22.897.260d; anh Le Huu T3: 24.172.603: anil Tran Van H2: 17.456.164d, chi Le Thi T4: 33.147.398d. chi Le Thi M: 5.904.110d.

- Truy thu cua 06 kliach vay clnra tlianli toan so tien goc cho bi cao Le Duy Tgdm: anh Le KhScN 21.000.000 dong: anh Trinh Van D20.000.000d: anh Le Huu T3 30.000.000 dong, chi Le Thi T4 18.000.000d, chi Le Thi M 5.000.000d, Trail Van H2 30.000.000d.

• [8]. Ve an phi: Doi vdi khoan thu ldi bat chinh bi cao phai tra lai cho ngudi vay tien. can cu vao Dieu 23.26.27 Nghi quyet 326/2016 UBTVQH14 thi kliong buoc bi cao phai cliiu an plii.

An phi hinh sir so thani bi cao phai chiu theo quy dinli cua phap luat. Vi cac le tren;

QUYET DINH:

Can cu: Khoan 2, 3 Dieu 201: diem b. s khoan 1 Dieu 51; diem h, g khoan 1 Dieu 52: Dieu 38: diem b Khoan 1 Dieu 46. Khoan 2 Dieu 47; Khoan 1 Dieu 48: khoan 2 Dieu 56: Khoan 5 Dieu 65 cua BLHS; khoan 2, 3 Dieu 106; Dieu 136 cua BLTTHS: diem a khoan 1 Dieu 23, 26. 27 Nghi quyet 326/2016/UBTVQH14 cua Uy ban Thudng vu Quoc hoi ve an phi. le plii Toa an.

Tuyen bo: Bi cao Le Duy T pham toi “Cho vay lai nang trong giao dich dan su”.

Xu phat bi cao: Le Duy T 12 (mudi hai) thang tu. Tong hop vdi 27 thang tii tai ban an so 243/2022 HSST ngay 30/8/2022 cua TAND TP Thanh Hoa. buoc bi cao phai chap hanh liiiili phat chung cua hai ban an la 39 (ba muoi chin) thang tu. Thdi han chap hanh liiiili phat tu tinli tir ngay 03/6/2023.

Ve hiiili phat bo sung: Phat bi cao sb tien 35.000.000d de thu nop Ngan sach nha nude.

Ve bien phap tu phap:

Tmy thu tu bi cao Le Duy T sb tien dung vao viec pham toi: 91.000.000d: tien do pham toi ma co: 42.500.270d de tich thu nop Ngan sach nha nude.

Tiny thu cua 06 kliach vay chira thanli toan so tien goc cho bi cao Le Duy T gom: anh Le KhSc N21.000.000 dong: aiili Trinh Van B20.000.000d: anh Le Him T3 30.000.000 dong, chi Le Thi T4 18?000.000d, chi Le Thi M 5.000.000d. anh Tran Van H2 30.000.000d.

Bude Le Duy T phai tra lai so tien thu Idi bat chinli 204.899.730d cho: anh Le Kliac N: 29.284.932d: anh Nguyen Van Tl: 7.623.973d: anh Nguyen Tuan A: 6.020.137d; anh Nguyen Him T2: 31.494.521d; anh Nguyen Thang H3: 26.898.630d: anil Trinh Van B: 22.897.260d: anil Le Him T3: 24.172.603: anh Trail Van H2: 17.456.164d, chi Le Thi T4: 33.147.398d. chi Le Thi M: 5.904.110d.

Tong so tien bi cao Le Buy T phai nop Ngan sach nha nude la 168.500.270d gom: so tien dung vao viec pham toi 91.000.000d: tien do pham toi ma co 42.500.270d; tienphat: 35.000.000d.

Ve xu ly vat chung:

• - Tra lai cho chi Le Thi Hl (vg Le Buy T): 01 giay nlian tien dat coc ban dat cua Nguyen Xuan P va Le Buy T ngay 07/05/2014; (Luu trong ho so vu an. co danh dau so but luc); 01 giay nhan tien chuyen nhuong dat giira Nguyen Xuan P va Le Buy T ngay 19/05/2014: (Luu trong hd so vu an. cd danh dau so but luc): 01 quyen so mail den bia ky hieu chu CHARMING C'K9 ben trong cd mot trang giay glii “Le Thi Hong N3. Thieu Cong” va nliieu thong tin chu viet kliac cd lien quail den tra no. vay no; 01 xe o to. nhan hieu NISSAN, loai NAVARA mail trang. BKS 36C -354.03, so killing: MNTCC2B23Z0092011, so may: YB25949360T xe da qua su dung; 01 giay chung nlian quyen su dung dat, quyen so him nlia o va tai san gan lien tren dat mang ten Le Buy T va Le Thi Hl. So Bl 586884, thua dat so 653 to ban do so 7, dia chi thon P. xa B, huyen B.

• - Tra lai cho Le Buy L: 01 the Visa cua Ngan hang VI so 4541190154300914, ky hieu chu “LE BUY LAM”; 01 the Prime- cua Ngan hang VI so 5239757977695540, ky hieu chu “LE BUY LAM”; 01 dien thoai di dong Oppo mau xanli den. so IMEI1: 868289052020013, so IMEI2: 86828905202005. dien thoai da qua su dung. Sim so 0869658448: 01 dien thoai di dong Iphone mau vang gold, so IMEI1: 359456495391410. So IMEI2: 359456495432511, dien thoai da qua su dung, sim so 0365935567.

• - Tieu huy 01 vo the sim co dong chu so “0365935567” ma so 8984048000919453766.

• - Tiep tiic luu giu trong lio so vu an: 01 dia CB dirge luu tnr dir lieu cua so dien thoai 0835231286 tu ngay 01/01/2021 den 19/06/2023; 01 dia BVB nlian hieu Maxell dirge niem phong cua Cue Cl Bo C2: 01 giay nop tien cua Ngan hang V (Ngan hang Q). ngudi nop tien Le Buy T ngay nop 05/09/2019 nop tien mat vao tai klioan so 425704060009168: (Lim trong ho so vu an. cd danh dau so but luc).

Vat chung hien dang dugc luu trong hd sa vu an va tarn giir tai Chi cue Thi hanli an dan sir huyen Thieu Hoa theo bien ban giao nhan vat chung so 18/BBVC- CCTHA ngay 14/3/2024 va so 23 BBVC-CCTHA ngay 10/5/2024.

Boi vdi so tien 430.000.OOOd (bon tram ba nnroi trieu dong) tiep tuc SI, tra lai cho nhimg ngirdi cd quyen lai. nghia vu lien quan, nop tien cho hiiili phat bo sung, tong la 373.400.000d (ba tram bay miroi ba trieu bon tram nghin dong), so tien con thfra 56.600.000d (nam muoi sau trieu sau tram nghin dong) tra lai cho gia dinli bi cao Le Duy T.

An plii hinli str so tham: Bi cao phai chiu 200.000 dong.

Quyet dinli ban an dirge thi hanh theo Dieu 2 cua Luat Thi hanli an dan str thi ngirdi dirge thi hanh an dan sir. ngirdi phai thi hanli an dan sir cd quyen thoa thuan thi hanli an. quyen yeu cau thi hanli an. tir nguyen thi hanli an. hoac bi cirdng che thi hanli an theo quy dinli tai cac Dieu 6, 7 va 9 Luat Thi hanh an dan sir. thdi hieu thi hanli an dirge thirc hien theo Dieu 30 cua Luat Thi hanh an dan sir.

An xir cong kliai so tham bi cao, ngirdi cd quyen lgi, nghia vu lien quan vang mat cd quyen kliang cao trong thdi han 15 ngay ke tir ngay nlian dirge ban an hoac ngay ban an dirge nieni yet.

Noi nhan:

TAND tinh Thanh Hoa; VKSND huyen Thieu Hoa; Cong an huyen Thieu Hoa; VKSND tinh Thanh Hoa; Bi cao; Nguoi co QLNVLQ; Chi cue THADS huyen Thieu Hoa; Luu ho o.